Youth Accounts

Smart Saver

Smart Saver is a special youth savings account for those 12 and under, designed to teach how to save money and have fun while saving it!

  • A $5 deposit to open.
  • No minimum balance.
  • No penalty for withdrawals or service charges.
  • Quarterly statements are provided showing all transactions and dividends earned.
kids playing in forest
Dad with little girl on his shoulders flying a kite.

Additional Features:

  • Free Direct Deposit
  • Free Mobile App
  • Free Electronic Statements
  • Receive a gift at account opening
  • Earns Dividends

 

Smart Teen

Smart Teen checking is all about you. As a young credit union member, we will help you learn how to use money and credit wisely, set financial goals and effectively plan for college. We know that being a teenager can be challenging, so we’ve designed Smart Teen to fit your busy lifestyle

Available for Teens ages 13 – 17!

  • A $5 deposit establishes a lifetime membership to Mobiloil Credit Union.
  • Free Debit Card
  • Free Bill Payment
  • No Minimum Balance
  • Receive a gift at account opening
young girl on laptop
group of girlfriends laughing outside

Additional Features:

  • Free Direct Deposit
  • Free Mobile App
  • Free Electronic Statements
  • Share Secured Credit Card available
  • Earns Dividends

*Legal guardian required as joint owner for Smart Saver and Smart Teen accounts. Dividends are paid and compounded monthly on your daily balance. Restrictions may apply on some transactions. See CU for more details.

Spend. Save. Thrive.

5.9% APR on all balance transfers for the life of the balance!

Announcements

  • 2023 Holiday Closings
  • Read our Quarter 2 Newsletter
  • Escheatment Notice
  • USPS Mail Delays
  • Digital Banking Security Tips
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