Smart Share Savings Accounts and Share Certificates

Smart Share Savings

A savings account with MOCU makes saving convenient and it’s easy to open.

  • A $25.00 deposit establishes your lifetime membership to Mobiloil Federal Credit Union. This $25.00 represents one share of ownership in the credit union and must be maintained as long as you are a member of the credit union.
  • No monthly fee.
  • Up to six online, in app or phone withdrawals are allowed per month at no charge.
  • Smart Share can be linked as an overdraft source for your checking account.
  • Dividends are paid and compounded monthly on your daily balance.
  • Quarterly statements are provided showing all transactions and dividends earned.
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Share Certificates

A Share Certificate is one way to earn steady gains over a period of time. Simply park your money in the term you choose and we'll pay you for doing so with us. We have very competitive rates and dividend payment options available. Terms range from 3 months to 5 years. Ask about our bump rate certificate that allows you to increase your rate once during the term of the certificate so you never have to worry about losing out on a higher rate down the road.

APY is Annual Percentage Yield. Account dividends are earned on the daily balance. Rates quoted and corresponding APY's are based on the last paid dividend rates and are subject to change monthly without notice and at the discretion of the Board of Directors.

Spend. Save. Thrive.

5.9% APR on all balance transfers for the life of the balance!


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