THESE TERMS GOVERN THE USE OF THIS INTERNET SITE (THE “SITE”). PLEASE READ THEM CAREFULLY BEFORE
ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE SITE. BY ACCESSING THE
This Site has been established by MOCU for the sole purpose of conveying information about MOCU’s products and services and to allow communication between MOCU and its members, and non-members for informational purposes only (members and/or non-members referred to as “users” herein). Information that appears on this Site should be considered an advertisement. Nothing contained in any page on this Site takes the place of MOCU’s agreements and disclosures that govern its products and services. If any information on the Site conflicts with that in MOCU’s other applicable agreements and disclosures, those agreements and disclosures will control.
1. Acceptance of Agreement
In consideration of your use of the Site and/or Services, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of your jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself and (b) maintain and promptly update the information to keep it true, accurate, current and complete. If you provide any information
that is untrue, inaccurate, not current or incomplete, or MOCU has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, MOCU has the right to suspend or terminate your account and refuse any and all current or future use of the Site and/or Services (or any portion thereof). You agree that:
You will not engage in any activities related to the Site and/or Services that are contrary to applicable law, regulation or the terms of any agreements you have with Mobiloil Credit Union; and
You agree to take every precaution to ensure the safety, security, and integrity of your Account and transactions while using this Site and/or Services. You agree not to leave your wireless device or personal computer unattended while logged in to the Site or any Services offered through the Site. You agree not to provide your code, password, or other access information to any other person. If you do, we will not be liable for any damage resulting to you.
2. Description of Services
The Site and affiliated web pages owned by MOCU, or an authorized third party, provides users with information concerning MOCU’s Services.
3. Modifications to Site and/or Services
MOCU RESERVES THE RIGHT AT ANY TIME TO MODIFY OR DISCONTINUE, TEMPORARILY OR PERMANENTLY, THE SITE
AND/OR THE SERVICES (OR ANY PART THEREOF) WITH OR WITHOUT NOTICE. YOU AGREE THAT MOCU WILL NOT BE LIABLE
TO YOU OR TO ANY THIRD PARTY FOR ANY MODIFICATION, SUSPENSION OR DISCONTINUANCE OF THE SITE AND/OR THE
SERVICES. ANY DATED INFORMATION IS PUBLISHED AS OF ITS DATE ONLY, AND MOCU DOES NOT UNDERTAKE ANY
OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND ANY SUCH INFORMATION. BY OFFERING THIS SITE AND/OR
SERVICES VIA THIS SITE, NO DISTRIBUTION OR SOLICITATION IS MADE by MOCU TO ANY PERSON TO USE THE SITE OR
SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THE SITE AND SUCH
INFORMATION, PRODUCTS OR SERVICES IS PROHIBITED BY LAW.
You are responsible for both:
Making all arrangements necessary for you to have access to the Site.
4. Potential Disruption of Site and/or Services
Access to the Site and/or Services may from time to time be unavailable, delayed, limited or slowed due to, among other things:
Hardware failure, including failures of computers and/or mobile devices (including your own computer or mobile device), servers,
networks, telecommunication lines and connections, and other electronic and mechanical equipment;
Software failure, including, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the
operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content;
Overload of system capacities;
Damage caused by severe weather, wars, riots, civil disturbances, acts of God, accident, fire, water damage, mechanical breakdown or
other natural or manmade disasters;
Strike or other stoppage (whether partial or total) of labor;
Governmental or regulatory restrictions;
Any other cause whatsoever that is beyond the control of MOCU.
5. Products, Services, Rates or Fees
MOCU reserves the right, in its sole discretion, to make any necessary updates, modifications and adjustments at any time to the product or service descriptions, rates or fees without prior notice. MOCU endeavors to provide content on the Site and affiliated sites that is current and accurate. Errors and misprints may occur. MOCU reserves the right to reject, correct, cancel or terminate any order for products and services for which the price was incorrectly displayed or where MOCU displayed erroneous or inaccurate information. MOCU reserves this right at any stage of ordering processing, including after an order has been submitted. MOCU is not obligated to sell products or services based on errors or misprints.
you provide through this Site and/or Services to (i) MOCU’s affiliates agents or information providers; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as we deem necessary or appropriate (including to countries outside the EEA), and by using and providing information through this Site you agree to such transfers. Use of the Site and/or Services
may be monitored, tracked and recorded. Anyone using this Site and/or Services expressly consents to such monitoring, tracking and recording. Collection and Use of Your Information. We may automatically place and collect information from “cookies,” which are electronic files that capture information about your use of the Site and/or Services. Examples are the date and time of your visit, the Internet provider address your computer was assigned and the pages you accessed on mobiloilcu.org. The information we may collect will remain strictly confidential, as we do not disclose cookie information to non-affiliated third parties nor to affiliates, with the exception of service providers that MOCU commissions to specifically assist with the direct communication between you and MOCU. Examples of how your information may be used include, but are not
To improve our website
To notify you about updates or enhancements to our website
To contact you for special promotions through mobiloilcu.org or through other websites.
While most internet browsers automatically accept cookies, users are capable of preventing their internet browser from using the cookies stored in their PC’s hard drive or device, or even accepting cookies. Since cookies are required to maintain a secure Internet connection between a PC or device and our website, please be aware that if you disable cookies, you may encounter difficulty using certain features of MOCU’s website. Also, cookies are a necessary element in enabling your internet browser to provide you with a convenient browsing experience and relevant offers. While
these are optional, rejecting cookies may result in less convenient browsing and slower website performance.
We may collect personal information when you enter data into an application for new products or services or when you use our Site, products and services. Personal information may include your name, home or other physical address, account number, Social Security Number, the contents of your communications with us, telephone number, and email address. Additionally, our Site may collect certain electronic data, such as your
geolocation, keystrokes, website interactions, and device identifier.
In accordance with the Children’s Online Privacy Protection Act (COPPA), MOCU’s website is not directed to children under the age of 13, and MOCU does not knowingly collect or maintain personal information online.
7. Authorized Use of Materials on Site
All information and material and content published or accessible through the Site is protected by copyright, trademark and other intellectual property and proprietary rights and laws. All such Site content (“Content”) is copyright of MOCU, except where indicated otherwise. Certain names, words, titles, phrases, logos, icons, graphics, designs or other content on the Site are trade names or trade-marks owned by MOCU or third parties and may not be used without permission. You may not modify, copy, distribute, transmit, display, perform, reproduce or use for commercial purposes
any information or services obtained from the Site without proper authority from MOCU, except as expressly stated above.
8. No Unlawful or Prohibited Use
As a condition of your use of MOCU’s Site, you warrant to MOCU that you will not use the Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. Unauthorized use of MOCU’s Site, including but not limited to unauthorized entry into MOCU’s systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited. You may not obtain or attempt to
obtain any materials or information through any means not intentionally made available or provided for through the Site.
You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:
In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the United States or other countries).
For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
To impersonate or attempt to impersonate MOCU, another user, or any other person or entity (including, without limitation, by using email addresses associated with any of the foregoing).
To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm the MOCU or users of the Site, or expose them to liability.
Additionally, you agree not to:
Use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of the Site, including their ability to engage in real time activities through the Site.
Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site.
Use any manual process to monitor or copy any of the material on the Site, or for any other purpose not expressly authorized in these Terms, without our prior written consent.
Use any device, software, or routine that interferes with the proper working of the Site.
Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or
any server, computer, or database connected to the Site.
Attack the Site via a denial-of-service attack or a distributed denial-of-service attack.
Otherwise attempt to interfere with the proper working of the Site.
9. Posting Content
When interacting with MOCU via this Site, you agree to provide true and accurate information. Further, you understand that providing confidential information via email or public discussion boards on this, or any other Web site is an unsafe practice. You understand that you are solely responsible for the content you transmit over the internet using this Site provided by MOCU.
10. Links to Third Parties/Promotions
Links to third-party websites from the Site are meant for convenience only. MOCU does not review or control these third-party websites and is not responsible for any third-party websites or the content of those sites. Inclusion of any linked website does not imply approval or endorsement of the linked website by us. Linking to any other site is at your own sole risk and MOCU will not be responsible or liable for any damages associated with linking. MOCU does not guarantee the authenticity of documents on the Internet. Any link to a non-MOCU website does not imply any
endorsement of or responsibility for the opinions, ideas, products, information or services offered at such website, or any representation regarding the content at such website. From time to time, this Site may include advertisements offered by third parties. You may enter into correspondence with or participate in promotions of the advertisers showing their products on this Site. Any such correspondence or promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such correspondence or promotions, are solely between you and the advertiser. MOCU assumes no liability, obligation or responsibility for any part of any such correspondence or promotion.
The information on this Site is for information purposes only. It is believed to be reliable, but MOCU does not warrant its completeness, timeliness or accuracy. The information on the Site is not intended as an offer or solicitation for the purchase of MOCU shares, any other security or any
MOCU AND ITS EMPLOYEES, AGENTS, AFFILIATES, PARTNERS AND SUPPLIERS PROVIDE ALL CONTENT AND SERVICES
AVAILABLE THROUGH THE MOCU AND ITS AFFILIATES WEBSITES “AS IS”, WITHOUT WARRANTIES, REPRESENTATIONS
AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES
OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL
CODE, OR FITNESS FOR ANY PARTICULAR PURPOSE. MOCU MAKES NO REPRESENTATION, WARRANTY OR GUARANTEE OF
THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, TRUTH, AVAILABILITY, ACCURACY OR COMPLETENESS OF THE
SITE, THE SERVICES, OR OF ANY CONTENT THE SITE. THE SITE, THE CONTENT, AND THE SERVICES ARE PROVIDED TO YOU
STRICTLY ON AN “AS IS” BASIS. EXCEPT AS SPECIFICALLY SET FORTH IN THIS AGREEMENT, ALL CONDITIONS,
REPRESENTATIONS AND WARRANTIES REGARDING THE SITE, THE CONTENT, AND THE SERVICES, WHETHER EXPRESS,
IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABLE
QUALITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY
RIGHTS, ARE DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW BY MOCU. NO LICENSE TO YOU
IS IMPLIED IN THESE DISCLAIMERS.
MOCU DOES NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS
CONTAINED ON THE SITE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND
INFORMATION. FURTHERMORE, MOCU WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, COMPUTER VIRUSES,
MALICIOUS CODE, OR OTHER DEFECT IN SITE, ANY INCOMPATIBILITY BETWEEN THE SITE AND YOUR FILES AND YOUR
BROWSER OR OTHER SITE ACCESSING PROGRAM, OR ANY OTHER PROBLEMS EXPERIENCED BY YOU DUE TO CAUSES
BEYOND MOCU’S CONTROL. NOTHING HEREIN SHALL BE CONSTRUED AS LIMITING OR REDUCING MOCU’S
RESPONSIBILITIES AND OBLIGATIONS TO YOU IN ACCORDANCE WITH APPLICABLE LAWS AND REGULATIONS.
12. Limitation of Liability
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO NEGLIGENCE, SHALL MOCU, NOR ANY OF ITS PARTNERS,
ASSOCIATES, EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS BE LIABLE
TO YOU OR ANY OTHER SITE USER OR ANY THIRD PARTY FOR ANY DAMAGES OF ANY KIND, INCLUDING WITHOUT
LIMITATION LOSS OF PROFITS OR OTHER ECONOMIC LOSS, OR FOR ANY DIRECT, INDIRECT, EXEMPLARY, INCIDENTAL,
PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING
OUT OF THE POSTING OR NON- POSTING OF DOCUMENTS AND INFORMATION, THE DESIGN, FUNCTIONALITY OR USE OF
THE SITE, THE RELIANCE ON ANY STATEMENT OR ADVICE FROM ANY OTHER USER OF THE SITE, OR INABILITY TO GAIN
ACCESS TO OR USE THE SITE OR ANY PART THEREOF OR TO ANY DOCUMENTS AND INFORMATION, OR OUT OF ANY BREACH
OF ANY WARRANTY, EXPRESS OR IMPLIED. FURTHER, MOCU WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER
VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS SITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS SITE AND FILES
AND YOUR BROWSER OR OTHER SITE ACCESSING PROGRAM. NOR WILL MOCU BE LIABLE FOR ANY OTHER PROBLEMS
EXPERIENCED BY YOU DUE TO CAUSES BEYOND MOCU’S CONTROL.
YOU AGREE TO INDEMNIFY, DEFEND AND HOLD MOCU, ITS AFFILIATES, PARTNERS, ATTORNEYS, STAFF, AND EACH OF
THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, CONSULTANTS, AGENTS AND SUPPLIERS HARMLESS FROM ANY
COSTS OR DAMAGES OR ANY KIND, INCLUDING REASONABLE ATTORNEY FEES, ARISING FROM A CLAIM OR DEMAND
ANY RIGHTS OF A THIRD PARTY. MOCU reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with us in asserting any available defenses.
14. Severability of Clauses
15. Entire Agreement
The Terms, and any application Additional Terms or other terms herein incorporated by reference, constitute the entire agreement between you and MOCU, and govern your use of the Site and/or the Services, superseding any prior agreement, whether oral or written. You shall be subject to additional terms and conditions that may apply when you use or purchase certain MOCU services, affiliate services, third-party content or third-party software.
The failure of MOCU to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision.
This Agreement is not transferable by you in any way and may not be assigned to any third party without our written consent. MOCU may transfer
this Agreement to a third party without notice to you.
18. No Third-Party Rights
No provision of this Agreement provides any person or entity not a party to this Agreement with any remedy, claim, liability, reimbursement, or
cause of action or creates any other third-party beneficiary rights.
19. Enforceability and Governing Law
This Site (excluding any linked sites) is controlled by MOCU from its offices within the state of Texas. It can be accessed from the United States,
as well as from other countries around the world. Each of these places may have laws that may differ from those of the state of Texas. By accessing
this Site, you and MOCU agree that the statutes and laws of the state of Texas, without regard to the conflicts of laws principles thereof and the
United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this Site and the purchase of products
and services available through this site. Each of us agrees and hereby submits to the exclusive personal jurisdiction and venue any court of competent
jurisdiction within the Beaumont, Jefferson County, Texas with respect to such matters.
We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them, and
apply to all access to and use of the Site thereafter. Your continued use of the Site following the posting of revised Terms means that you accept
and agree to the changes. You are expected to check this page so you are aware of any changes, as they are binding on you.