Mortgage rate solutions

Lock & Swap

The word is out! Everyone is talking about our new Lock & Swap home loan features. Not sure what Lock & Swap is? You came to the right place! Check out the details below to see how we can help with your home-buying journey. Buying a home will never be the same!

Lock Your Rate

At no cost, lock in your rate for 90 days while shopping for a home.

Re-lock the rate if rates decrease prior to closing.

No property required for applicant to lock a rate.

Available on home purchases and construction-to-perm loans.

90 Day Rate Protector

Swap Your Rate

Decrease your mortgage rate for free within the first 36 months!

One-time rate decrease if rates go down after closing.

Get the lowest qualifying rate at time of request.

No refinance fees.

3 Year Rate Swap

Rate Protector and Rate Swap features are only eligible on new mortgage loans or refinances beginning January 3rd, 2023.

How much could you save with Rate Swap?

Here are a few loan examples below to demonstrate how much you could potentially save if published rates decrease by 2% and you execute your one-time Rate Swap.

Rateswap savings $250k loan
Rateswap savings $325k loan
Rateswap savings $500k loan

Great Rates. Local Decisions. Local Service.

With competitive mortgage rates, low fees, and the best service in town, we're prepared to help you live your best life in a home that you love. If you're not sure what kind of loan is right for you, view our home loan solutions below as a guide to get you started. We're here to help you every step of the way.

couple looking at new home

Mortgage Loans

Whether you are looking to buy a new home or refinance your current home, our Mortgage Loans are a great solution with competitive rates and local service.

remodeled outdoor kitchen

Home Equity

Whether you are looking to build an outdoor kitchen, home addition, or swimming pool, our Home Equity Loan can be used to fund any purpose.

girl looking at floorplans in new home

Home Improvement

Use our Home Improvement loan to complete your home projects and increase equity.

veteran dad holding baby

Home VA Loan

Our VA Loans make it easy for veterans and their families to find their dream home.

white large farm home

Jumbo Loan

Our Jumbo Loans allow you to buy, build, and live bigger.

red barndominium in woods

Barndominium

Make your one-of-a-kind dream home a reality with our Barndominium Loans.

home being constructed

Construction to Perm

Need assistance in building your new home? Our Construction-to-Perm loan makes sure your homebuilding journey is a good one.

for sale by owner sign on a large lot of land

Land Loans

Your future starts here. Our Land Loans are the first step to help you create a place that you can call your forever home.

couple looking at new home

Mortgage Loans

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remodeled outdoor kitchen

Home Equity

Whether you are looking to build an outdoor kitchen, home addition, or swimming pool, our Home Equity Loan can be used to fund any purpose.

girl looking at floorplans in new home

Home Improvement

Use our Home Improvement loan to complete your home projects and increase equity.

veteran dad holding baby

Home VA Loan

Our VA Loans make it easy for veterans and their families to find their dream home.

white large farm home

Jumbo Loan

Our Jumbo Loans allow you to buy, build, and live bigger.

red barndominium in woods

Barndominium

Make your one-of-a-kind dream home a reality with our Barndominium Loans.

home being constructed

Construction to Perm

Need assistance in building your new home? Our Construction-to-Perm loan makes sure your homebuilding journey is a good one.

for sale by owner sign on a large lot of land

Land Loans

Your future starts here. Our Land Loans are the first step to help you create a place that you can call your forever home.

Ready to get started?

Visit with one of our mortgage specialists to discuss the right home loan to meet your needs and budget. Simply give us a call, live video chat through our Rave Video Banking App, apply online, or fill out our contact form and we will reach out to you directly. Our local mortgage team is ready to fund your next home loan.

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All loans serviced through Rave Financial. Rates are determined by credit rating and term. Applicants are qualified in accordance with Federal, State and NCUA laws as well as the provisions of the Fair Credit Reporting Act.

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