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Mobiloil Credit Union

Other Loans

Other Collateral Loans

We offer a wide range of other collateral loans including motorcycles, ATVs, Boats & Motors, Jet Skis, Recreational Vehicles, Trailers, Farm Equipment, Stock, Share & Certificate Secured, Computers and more. Loan amounts and terms vary depending on product.* In addition, we offer:

  • Competitive rates
  • Payroll deduction or automatic transfer
  • Optional Credit Life and Disability Insurance are available (underwritten by CMFG Life Insurance Company)
  • Online Loan Application

Motorcycles/ATV

Type of Loan Maximum Term Annual Percentage Rate (APR)**
New & Used 24 Months 3.99%
New & Used 36 Months 3.99%
New & Used 48 Months 3.99%
New & Used – $15,000 & Over 60 Months 4.25%
New & Used – $15,000 & Over 66 Months 4.50%
New & Used – $25,000 & Over 72 Months 4.75%

**Rates disclosed reflect our best rates and may be different based on credit underwriting or services used. All loan rates are subject to change without prior notice.

Farm Equipment and Other Collateral

Type of Loan Maximum Term Annual Percentage Rate (APR)**
New & Used 24 Months 6.00%
New & Used 36 Months 6.00%
New & Used 48 Months 6.00%
New & Used 60 Months 6.00%
New & Used 66 Months 6.50%
New & Used 72 Months 7.00%

**Rates disclosed reflect our best rates and may be different based on credit underwriting or services used. All loan rates are subject to change without prior notice.

Share Loans

Type of Loan Maximum Term Annual Percentage Rate (APR)**
Monthly Payments 60 Months 2% Over Share
Single Payments 6 Months 2% Over Share
MOFCU Certificate Loan Same as Certificate 2% Over CD

**Rates disclosed reflect our best rates and may be different based on credit underwriting or services used. All loan rates are subject to change without prior notice.

Marine

Type of Loan Maximum Term Annual Percentage Rate (APR)**
New & Used 24 months 3.75%
New & Used 36 months 3.75%
New & Used 48 Months 3.75%
New & Used 60 Months 4.00%
New & Used 66 Months 4.25%
New & Used 72 Months 4.50%
New & Used 78 Months 4.50%
New & Used 84 Months 4.75%
New & Used 120 Months 5.00%
New & Used 144 Months 5.25%

**Rates disclosed reflect our best rates and may be different based on credit underwriting or services used. All loan rates are subject to change without prior notice.

Recreational

Type of Loan Maximum Term Annual Percentage Rate (APR)**
New & Used 24 months 5.50%
New & Used 36 months 5.50%
New & Used 48 Months 5.50%
New & Used 60 Months 5.75%
New & Used 66 Months 6.00%
New & Used 72 Months 6.25%
New & Used 78 Months 6.50%
New & Used 84 Months 6.50%
New & Used 120 Months 6.75%
New & Used – Recreational only 144 Months 7.00%

**Rates disclosed reflect our best rates and may be different based on credit underwriting or services used. All loan rates are subject to change without prior notice.

*Maximum loan amount and interest rate are based upon borrowers’ credit rating.

Have a question? Contact us online, give us a call at 409.892.1111, Toll Free at 800.892.1111 or stop by a location close to you for any questions you may have. We’re here to help.