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Mobiloil Credit Union

Credit Cards

VISA®

You can apply for a VISA® by picking up an application at one of our convenient locations or click here to apply online.

Our credit cards do not have an annual fee, a 2.99% APR* introductory rate for 6 months, and you’ll also enjoy 5.9% on all balances transferred for the life of the balance!

Report a lost or stolen credit card by calling 800.892.1111.

*Introductory Annual Percentage Rate (APR) for 6 months from account opening date. When the discounted period expires, APR will be 9.15%-18% based on your creditworthiness.

Visa Platinum – Application and Solicitation Disclosure Visa Platinum – Consumer Credit Card Agreement

Visa Platinum – Consumer Credit Card Agreement

Credit Card

Type of Loan Maximum Term Annual Percentage Rate (APR)**
Visa N/A 9.15%

**Introductory Annual Percentage Rate (APR) for 6 months from account opening date. When the discounted period expires, APR will be 9.15% – 18.00%, based on your creditworthiness. Rates disclosed reflect our best rates and may be different based on credit underwriting or services used. All loan rates are subject to change without prior notice.

Fees & Charges

Minimum Interest Charge None
Annual Fee None
Balance Transfer 1% of the amount transferred or $5 minimum
Cash Advance 1% of the amount advanced
Foreign Transaction 1% of each transaction in U.S. dollars
Late Payment Up to $25
Over the Limit None
Returned Payment $20
Card Replacement Fee Up to $10 per plastic

How we will calculate your balance:  We use a method called “average daily balance” (including new purchases).

 

Have a question? Contact us online, give us a call at 409.892.1111, Toll Free at 800.892.1111 or stop by a location close to you for any questions you may have. We’re here to help.