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Mobiloil Credit Union

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Thrive

by Mobiloil Credit Union- Powered by VISA®

Thrive Visa® Platinum Card

You can apply for a Thrive Visa by picking up an application at one of our convenient locations or click here to apply online.

  • 2.99% APR* Introductory rate for 6 months
  • NO annual fee
  • 6.9% on all balance transfers for the life of the balance!

Introductory Annual Percentage Rate (APR) for 6 months from the account opening date. When the discounted period expires, APR will be 9.15%-18% based on your creditworthiness.

Thrive Secured Visa® Platinum Card

Looking to build your credit? Secure your credit future with a Thrive Secured credit card.  Get a secured balance as low as $250.00. Annual Percentage Rate (APR) will be 9.15%-18% based on your creditworthiness. See an associate for more details.

  • Build your credit
  • No annual fee

Subject to credit approval.  See CU for details and eligibility.  Federally insured by NCUA. 

Report a lost or stolen credit card by calling 800.892.1111.

Visa Platinum – Application and Solicitation Disclosure

Visa Platinum – Consumer Credit Card Agreement

Type of Loan Maximum Term Annual Percentage Rate (APR)**
Visa N/A 9.15%

**Rates disclosed reflect our best rates and may be different based on credit underwriting or services used. All loan rates are subject to change without prior notice.

Fees & Charges

Minimum Interest Charge None
Annual Fee None
Balance Transfer 1% of the amount transferred or $5 minimum
Cash Advance 1% of the amount advanced
Foreign Transaction 1% of each transaction in U.S. dollars
Late Payment Up to $25
Over the Limit None
Returned Payment $20
Card Replacement Fee Up to $10 per plastic

How we will calculate your balance:  We use a method called “average daily balance” (including new purchases).

Have a question? Contact us online, give us a call at 409.892.1111, Toll Free at 800.892.1111 or stop by a location close to you for any questions you may have. We’re here to help.