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Mobiloil Credit Union

Credit Cards


You can apply for a VISA® by picking up an application at one of our convenient locations or click here to apply online.

Our credit cards do not have an annual fee, a 2.99% APR* introductory rate for 6 months, and you’ll also enjoy 5.9% on all balances transferred for the life of the balance!

Report a lost or stolen credit card by calling 800.892.1111.

*Introductory Annual Percentage Rate (APR) for 6 months from account opening date. When the discounted period expires, APR will be 9.15%-18% based on your creditworthiness.

Visa Platinum – Application and Solicitation Disclosure Visa Platinum – Consumer Credit Card Agreement

Visa Platinum – Consumer Credit Card Agreement

Fees & Charges

Minimum Interest Charge None
Annual Fee None
Balance Transfer 1% of the amount transferred or $5 minimum
Cash Advance 1% of the amount advanced
Foreign Transaction 1% of each transaction in U.S. dollars
Late Payment Up to $25
Over the Limit None
Returned Payment $20
Card Replacement Fee Up to $10 per plastic

How we will calculate your balance:  We use a method called “average daily balance” (including new purchases).


Have a question? Contact us online, give us a call at 409.892.1111, Toll Free at 800.892.1111 or stop by a location close to you for any questions you may have. We’re here to help.