Frequently Asked Questions
Why join Gen-R?
GenerationREAL is specifically designed for people between the ages of 13 and 17. Our telephone and online services make it easy for you to make transactions anytime, anywhere you want. GenerationREAL is your first step toward financial independence.
How do I become a member?
Come by one of our convenient locations and open a savings account with a $25 deposit. You may also apply online.
How much does it cost?
It takes a minimum of $25 to become a member. Checking, ATM and debit card services are free once you open your account!
If I go off to college, why bank long-distance?
With MOFCU, you will never have to worry about changing financial institutions, no matter where you live. You will have 24-hour access to your accounts via your Online Account Access. And, since we’re part of the shared branching network, you can also access your funds via any of the thousands of shared branching locations. Click here to find a shared branching location near you.
After accounting for all of the financial aid that does not require repayment, like grants and scholarships, how should I prioritize the various educational financing options that are available?
The good news is there are many options. We encourage you to speak with your college financial aid officer or counselor for the best financial aid advice relevant to your financial circumstances.
How do I access my accounts when I can’t make it into the credit union?
Access your account online from the homepage or call us at (409) 892-1111, option 1 for Automated Account Access. You can view account information, transfer funds between accounts and more. Plus, we offer an ATM or debit card for quick access to your money. Get cash whenever you need it. We have many convenient ATM locations to better serve you. With GenerationREAL, you have account access anywhere at any time.
When can direct deposits be accessed?
As soon as a deposit is received, it is credited to your account. Twenty-four hour access is available through Online Account Access or Automated Account Access at (409) 892-1111, option 1.
What age do I have to be to join Gen-R?
GenerationREAL is for members 13-17.
What can I expect from MOFCU?
When you join MOFCU, you’ll be a part of a credit union that strives to be a forerunner in technology and here to support you throughout your teenage and adult years. We offer dividends and loans at competitive rates and a staff of knowledgeable employees to assist you.