Auto loans have never been easier.

If you are still kicking the tires on how this whole auto loan thing works, scroll down. We will walk you through the steps you need to take to get behind the wheel of your next vehicle. If you already know what you're doing, go ahead and click the pre-approval button.

Fast-track your car buying experience

Getting into your dream vehicle is as easy as 1, 2, 3.  We take the guesswork out of buying a car so you can spend more time enjoying the open road!

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Apply Online

The first step in the auto loan process should always begin with submitting a loan application.


Get Pre-approved

Having a pre-approval before you start shopping will help you understand the vehicle price you can afford, and also save you some time at the car dealership.


Go Shopping

Now the fun starts! Go find your dream vehicle, keeping in mind the loan amount you have been approved for.

Current Promotion


Make this year A Holiday to Remember! For a limited time, enjoy $500 CASH BACK* and no payments for 100 days when you purchase a new or used vehicle from Classic Southeast Texas and finance with Mobiloil Credit Union. Check out Classic's vehicle inventory and be sure to get a pre-approval so you can shop with confidence this holiday season.


*Must purchase at a Classic Southeast Texas Dealer and finance a minimum of $25,000 with Mobiloil CU to qualify for cash back. Cash to be deposited into member share account within 30 days of loan funding. Subject to credit approval. Restrictions may apply. Offer valid November 25th - December 31st, 2022. Mobiloil CU reserves the right to end this promotion at any time. Federally insured by NCUA.

Loan Protection Options

GAP Insurance

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Typical car insurance covers damage and theft. But what if your loan is more than the cash value of your vehicle? GAP Protection covers that difference, so you never have to worry. Be sure to ask our representatives for GAP.

Extended Warranty

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Mobiloil CU's Extended Warranty can extend your auto manufacturer's warranty by picking up where that policy leaves off. For more information, visit one of our convenient locations or call us at 800-892-1111.

Credit Life & Disability Insurance

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Help protect your loved ones if the unforeseen were to happen. Optional coverage is available on most loan and credit card products, except mortgages.

Enjoy Competitive Rates As Low As:

4.00% APR*

Car Buying Center

Finding your next car just got easier. Our online car buying center gives you the tools to search for new and used vehicles and apply for a loan all from the convenience of your home.

Additional Loan Benefits

APR is Annual Percentage Rate. Rates disclosed may be different based on credit underwriting and/or services used. These rates reflect our best rates. All loan rates are subject to change without prior notice. Rates are updated every morning at 9:00 AM. Loan terms are dependent on the amount financed and member/collateral.

Spend. Save. Thrive.

5.9% APR on all balance transfers for the life of the balance!


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