Vision Statement

Be the preferred financial partner by providing exceptional service and innovative solutions.

Mission Statement

To enrich people’s lives one experience at a time.

employees putting hands in circle
group of people with arms around each other

Core Values

  • People Helping People
  • Collaboration
  • Diversity
  • Integrity
  • Respect
  • Learning
  • Innovation


Mobiloil Credit Union was chartered July 30, 1935 as Magnolia Employees Beaumont Texas Federal Credit Union. It was one of the first federal credit unions in Jefferson County. By year-end 1935, the new credit union had 700 members, assets of $10,000 and the potential for over 5,000 members from its sponsor group, Magnolia Beaumont Refinery.

Mobiloil Credit Union is now a community charter and currently has more than 71,000 members and assets exceeding $1 Billion. Over the years, MOCU has maintained a competitive position among other financial institutions while adhering strictly to the philosophy of “Not for Profit, Not for Charity, But for Service”. Our members enjoy a wide range of products and services provided by the latest technology and, in most cases, lower loan interest rates and higher dividends as compared to other financial institutions.

group of employees standing together smiling
employees at computer working together

Benefits and Eligibility

You gain tremendous—and we mean tremendous—advantages when you become a member of Mobiloil Credit Union. So you might think there'd be some hurdles to get into this exclusive club but turns out it's ridiculously easy. If you live, work, worship, or attend school in Jefferson, Chambers, Hardin, Jasper, Liberty, Newton, Orange, Tyler, Galveston, Harris, Montgomery, San Jacinto, Polk, Angelina, San Augustine, or Sabine County, or are related to an existing member, all you have to do is open a savings account and maintain a whopping balance of $5. You can get started online or call or visit any of our Experience Center locations.

Holiday Closures

2023 Holidays:
New Years Day – January 2, 2023
Martin Luther King, Jr. Day – January 16, 2023
President’s Day – February 20, 2023
Good Friday – April 7-8, 2023
Memorial Day – May 29, 2023
Juneteenth National Independence Day – June 19, 2023
Independence Day – July 4, 2023
Labor Day – September 4, 2023
Veteran’s Day – November 10, 2023
Thanksgiving – November 23-25, 2023
Christmas – December 25-26, 2023


Our team members make us who we are by being who they are. They have a passion for not only helping our members, but each other as well. Our goal is to continue our success by recruiting and employing those who truly have a desire to connect with our membership, find solutions, and help others.

Annual Reports

Assets, liabilities, equity, etc. It's all just fancy terminology for how we're doing as a credit union. If you're one of those really "interested" types, feel free to download our latest annual report.

2022 Annual Report

2021 Annual Report

2020 Annual Report

2019 Annual Report

Spend. Save. Thrive.

5.9% APR on all balance transfers for the life of the balance!


  • 2023 Holiday Closings
  • Read our Quarter 2 Newsletter
  • Escheatment Notice
  • USPS Mail Delays
  • Digital Banking Security Tips
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